California & U.S. State Privacy Notice

This notice supplements our Privacy Policy and describes the rights of residents of California and other U.S. states with comprehensive privacy laws, and how to exercise them with Adcore Media Limited, operator of Auto Rates Now.

1. Overview

Because Auto Rates Now is an advertising and lead-generation service, some of our data practices — such as passing your information to insurance partners and advertisers — may be treated as a "sale" or "sharing" of personal information under laws like the California Consumer Privacy Act, as amended (CCPA/CPRA). This notice explains what that means and how you can opt out.

2. Categories of information we collect

In the past 12 months, we may have collected the following categories of personal information:

• Identifiers — such as name, postal address, email, phone number, IP address, and online identifiers.
• Customer records — such as contact and demographic details you provide.
• Commercial information — such as insurance and coverage interests.
• Internet or network activity — such as browsing activity and interactions with the Site.
• Geolocation data — approximate location derived from ZIP code or IP address.
• Inferences — drawn from the above to match you with relevant offers.

Sources: directly from you, automatically through your use of the Site, and from advertising and marketing partners. Purposes: as described in Section 4 of our Privacy Policy.

3. Sale & sharing of personal information

We may disclose the categories of identifiers, commercial information, internet activity, geolocation, and inferences listed above to insurance partners, advertisers, and comparison platforms so they can provide quotes or offers, and to advertising and analytics providers for targeted advertising. Under certain state laws, these disclosures may be considered a "sale" or "sharing" of personal information. We do not knowingly sell or share the personal information of consumers under 18 years of age.

4. Your privacy rights

Depending on your state of residence, you may have the right to:

• Know and access the personal information we have collected about you;
• Request correction of inaccurate personal information;
• Request deletion of your personal information;
• Opt out of the sale or sharing of your personal information, and of targeted advertising;
• Limit the use of sensitive personal information, where applicable;
• Not receive discriminatory treatment for exercising your rights.

5. Do Not Sell or Share My Personal Information

6. How to submit a request

To exercise any right described above, email contact@adcoremedia.net and tell us which request you would like to make. We will take steps to verify your identity before responding, which may require you to confirm certain information. We will respond within the timeframes required by applicable law. There is no fee to make a request unless it is excessive, repetitive, or manifestly unfounded.

7. Authorized agents

You may use an authorized agent to submit a request on your behalf. We may require the agent to provide proof of authorization and may still ask you to verify your identity directly.

8. Residents of other U.S. states

Residents of states including Virginia, Colorado, Connecticut, Utah, Texas, Oregon, and others with comprehensive privacy laws may have similar rights to access, correct, delete, and opt out of targeted advertising or the sale of personal information. You may exercise these rights using the same contact method above. Where a right to appeal a decision is provided by your state's law, we will inform you how to appeal.

9. Contact us

Adcore Media Limited
Suite C, Level 7, World Trust Tower
50 Stanley Street, Central, Hong Kong
Email: contact@adcoremedia.net