Compare car insurance rates and keep what you save.
Answer a few quick questions and see quotes from trusted carriers matched to your driver profile — free, with no obligation to buy.
Auto Rates Now is a free comparison and referral service — not an insurance company, agent, or broker. We don't sell insurance; we help you compare it.
Three steps between you and a better rate.
No phone calls to start, no commitment. You stay in control the whole way through.
Tell us about your vehicle
Share a few basics about your car, driving history, and the coverage you're after. It takes a couple of minutes.
See matched quotes
We connect you with trusted insurance partners who present rates based on the profile you provide.
Choose and save
Compare your options side by side and pick the coverage that fits your budget — or keep looking. No obligation.
Rates for the same driver can vary a lot between carriers.
Insurers weigh your details differently, so the only way to know your best price is to see several side by side.
Free to compare
Comparing rates through Auto Rates Now never costs you anything.
Trusted partners
We work with licensed carriers and comparison partners operating across the U.S.
No obligation
Look at your options and walk away anytime. There's no pressure to buy.
Built for comparison
Seeing several rates at once makes it easy to spot a deal that fits your budget.
Know what you're comparing.
A quick refresher on the common auto coverages you'll see when you request quotes through our partners.
Liability
Covers injury and property damage you're responsible for in an accident.
Collision
Helps pay to repair or replace your car after a collision.
Comprehensive
Covers theft, weather, vandalism, and other non-collision events.
Uninsured motorist
Protects you if the other driver has little or no coverage.
Medical / PIP
Helps with medical costs after a crash, depending on your state.
Roadside & extras
Optional add-ons like towing, rental reimbursement, and roadside help.
Good to know before you start
Is Auto Rates Now an insurance company?
No. Auto Rates Now is a free comparison and referral service. We are not an insurance company, agent, or broker, and we don't issue policies or provide quotes ourselves. We help connect you with third-party insurance partners who can present rates.
Does comparing rates cost anything?
No. Comparing rates through Auto Rates Now is always free to you. Our service is supported by advertising and referral compensation from the partners we work with.
How could comparing help me save?
Different carriers price the same driver differently. Seeing several quotes side by side makes it easier to find a lower rate for the coverage you want. Actual savings depend on your individual profile and are not guaranteed.
What information do I need to get started?
Usually just some basics about your vehicle, your driving history, and the coverage you're looking for. You're never required to buy anything to compare your options.
Will my information be shared?
To match you with quotes, information you submit may be shared with insurance partners and advertisers. You can learn how we handle data — and your privacy choices — in our Privacy Policy and California / U.S. State Privacy Notice.
Who do I contact about an existing policy?
We don't service or manage insurance policies. For questions about a quote or policy, please contact the insurer or partner you connected with directly. For questions about this site, reach out to us here.
Ready to see your rates?
It takes about two minutes, it's free, and there's no obligation to buy.
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